Why Comparing Quotes Is Harder Than It Looks
When you buy a product, comparing prices is straightforward — the product is identical regardless of who sells it. Builder quotes are not like that. Two quotes for “a rear extension” can differ by tens of thousands of pounds, and both can be technically correct — because they are quoting for different things.
One contractor may include scaffolding, Building Control fees, structural calculations, waste disposal and all preliminaries. Another may exclude all of these as separate contracts. One may include your kitchen units; another prices installation only.
The result: a quote that appears £20,000 cheaper than a competitor may actually be more expensive once the excluded items are factored back in. This is not necessarily dishonest — it is simply how the industry works. Your job as a client is to understand what is and is not included before you decide.
What Must Be the Same for Quotes to Be Comparable
For a genuine like-for-like comparison, all of the following should be identical across every quote you receive:
- Scope of works — every line item, not just a headline description
- Specification — the grade, brand or standard of materials specified
- Exclusions — what each contractor is NOT including
- VAT — is it included in the figure or excluded?
- Waste disposal — site clearance and skip hire
- Scaffolding — required access and safety scaffolding
- Preliminaries — site setup, supervision, welfare, plant hire
- Building Control fees and applications
- Structural design and calculations (if required)
- Mechanical and electrical (M&E) design assumptions
- Provisional sums and what they are based on
In practice, achieving this requires a clear brief and specification document that all tendering contractors quote against. If you send contractors to the site without a spec sheet, you will receive quotes that reflect each contractor's assumptions — which will vary considerably.
Common Exclusions That Make a “Cheap” Quote Expensive Later
These items are frequently excluded from builder quotes — sometimes legitimately, sometimes to make the headline number look more competitive.
Provisional sums
A provisional sum is an allowance for something that cannot be priced precisely at tender stage — often ground conditions, drainage runs, or specialist items. A low provisional sum can be deliberately optimistic.
Decorating and finishing
Many builders exclude painting, decorating and finished floor coverings even on full-refurbishment projects. Check whether these are included or assumed to be a separate contract.
Floor coverings
Screed, tiles, hardwood floors and carpets are frequently excluded from the main build contract, as they involve separate allowances for client-specified products.
Sanitaryware
Baths, basins, toilets and shower enclosures may be excluded and assumed to be client-supplied. The installation labour may or may not be included.
Kitchen units and appliances
Kitchens are almost always excluded from the main build contract. Installation may be included as a line item, but the units, worktops and appliances are a separate supply.
External works and landscaping
Garden reinstatement, patios, fencing and external drainage are often excluded from an extension quote unless specifically listed.
Red Flags in Cheap Quotes
These are signs that a low quote may not represent what it appears to:
The Right Way to Compare
When you receive quotes, the comparison process should include:
Request itemised breakdowns
If a quote is a lump sum, ask for a line-by-line breakdown. This makes gaps and differences visible.
Request the exclusions list from each contractor
Ask explicitly: "Can you confirm what is not included in this quote?" Compare the lists.
Ask what is provisional
Identify every provisional sum and ask on what basis the allowance has been made. Are they comparable?
Confirm VAT position
Is each figure + VAT or inclusive of VAT? Adjust if necessary to compare on a consistent basis.
Ask about programme
What is the proposed start date and duration? A contractor with a 12-week programme and one with a 20-week programme are quoting different things.
Build a comparison table
List every line item in the most detailed quote and check whether it is covered in all others. Add the excluded items back in at a realistic estimate to get a true comparison.
Why the Cheapest Quote Is Often Not the Cheapest Project
This is one of the most important lessons in construction procurement. A contractor who wins on price frequently recovers their margin through variations — charging for work that was excluded from the original scope, or citing changed conditions that trigger additional costs.
A low quote with vague scope, missing exclusions and low provisional sums is not a cheap project — it is a project where the true cost will emerge during the build rather than before it. At that point, you have no choice but to pay: the walls are open, the roof is off, you cannot start again.
The most reliable indicator of final cost is a detailed, transparent quote from a contractor with a proven track record of delivering within agreed budgets. Price is one data point. Transparency, scope quality and track record are the others.
Quote Comparison Checklist
Use this checklist when reviewing quotes to ensure you are comparing on a consistent basis:
- Scope of works is identical across all quotes
- Specification of materials is identical or differences are clearly noted
- Exclusions from each quote are listed and compared
- Provisional sums are identified and the basis for each allowance is stated
- VAT position is confirmed for each quote
- Waste disposal, scaffolding and preliminaries are accounted for
- Building Control fees and structural costs are included or accounted for
- Payment schedule is linked to defined stages of progress
- Programme (start date and duration) is stated
- Variation process is documented in each quote
RCB Can Help You Compare Quotes
If you have received quotes and are struggling to make sense of them, RCB offers independent quote comparison reviews. We will go through the documents with you, identify gaps and inconsistencies, and give you an honest assessment.
Learn about our quote comparison service