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Green & Sustainability6 min

Energy Performance Certificates in London: What They Are, How the Rating is Calculated, and How to Improve Yours

An Energy Performance Certificate (EPC) is a government-mandated document that rates the energy efficiency of a residential property on a scale from A (most efficient) to G (least efficient). EPCs are legally required when a property is sold, rented out, or newly built, and must be accompanied by a recommendation report listing the measures that could improve the property's energy efficiency. For London homeowners, EPCs are particularly relevant because the London housing stock is dominated by Victorian and Edwardian solid-wall terraces โ€” properties that are inherently less thermally efficient than modern construction and that typically achieve D or E ratings on the EPC scale. Improving a property's EPC rating โ€” whether for sale, rental compliance, or personal energy cost reduction โ€” requires an understanding of how the rating is calculated, which measures have the greatest impact on the score, and what the practical implications of the current Minimum Energy Efficiency Standards (MEES) are for landlords in the private rented sector.

Key Takeaways

  • โœ“An EPC is valid for 10 years from the date of issue. A new EPC must be commissioned when the existing certificate expires or when a new EPC is required for a sale or rental. EPCs are produced by accredited Domestic Energy Assessors (DEAs) who visit the property, record the construction details, heating system, insulation, windows, and lighting, and input the data into the Standard Assessment Procedure (SAP) software to calculate the rating. The EPC is a modelled estimate of energy performance โ€” it is based on standard occupancy assumptions rather than actual energy consumption, so a property with a low EPC rating may have lower actual bills than the EPC suggests if the occupants are energy-conscious (and vice versa)
  • โœ“The EPC rating is calculated using the Standard Assessment Procedure (SAP) โ€” the government's approved methodology for assessing the energy performance of dwellings. SAP calculates the total annual energy cost per square metre of the dwelling based on: the U-values of the walls, floor, roof, and windows (how much heat escapes through the building envelope); the efficiency and fuel type of the heating system and hot water system; the presence and type of renewable energy generation (solar PV, solar thermal); the lighting efficiency; the ventilation strategy; and the thermal mass of the structure. The primary output of SAP is the SAP score (0โ€“100+, where higher is better), which is then converted to the Aโ€“G energy efficiency band (A = SAP 92+, B = 81โ€“91, C = 69โ€“80, D = 55โ€“68, E = 39โ€“54, F = 21โ€“38, G = 1โ€“20)
  • โœ“The Minimum Energy Efficiency Standards (MEES) for privately rented residential property in England and Wales require that a property achieves at least an EPC E rating before it can be let to a new tenant (since 1 April 2018) and before an existing tenancy can continue (since 1 April 2020, for assured shorthold tenancies). The government has consulted on tightening the MEES requirement for private rented properties to EPC C by 2025 for new tenancies and 2028 for all tenancies โ€” but as of mid-2025, the current minimum remains EPC E. Landlords whose properties achieve an EPC F or G rating face enforcement action from local authorities and civil financial penalties for failing to meet MEES
  • โœ“The measures with the greatest positive impact on the EPC score for a typical London Victorian terrace in the D or E band are (in approximate order of SAP score improvement): (1) heat pump or new high-efficiency condensing gas boiler (replacing an inefficient older boiler has a significant impact on the SAP heating efficiency score โ€” particularly replacing a G-rated boiler with an A-rated condensing boiler); (2) solid wall insulation (internal or external, depending on the property type and constraints โ€” solid wall insulation has the largest single impact on the U-value of the building envelope for a Victorian terrace with solid masonry walls); (3) loft insulation (cheap and high-impact โ€” topping up to 270mm mineral wool insulation in an accessible pitched roof loft is one of the highest-return EPC improvement measures per pound spent); (4) solar photovoltaic panels (a 4kWp south-facing PV array on a London Victorian terrace roof can significantly improve the SAP score by increasing the proportion of electricity generated on site); (5) double or triple glazing (replacing single glazing โ€” still present in some Victorian London properties โ€” with double glazing improves the window U-value from approximately 5.6 W/mยฒK to 1.4โ€“1.8 W/mยฒK)
  • โœ“An EPC is not the same as a structural survey, a RICS HomeBuyer Report, or a building survey. It does not assess the structural condition, damp, drainage, or safety of the property. An EPC assessor will not identify structural defects, damp penetration, or building regulations compliance issues โ€” these require separate surveys and inspections by appropriately qualified professionals. An EPC is also not a guarantee of actual energy bills: the SAP calculation is based on standard occupancy assumptions (a standard number of people, a standard heating pattern) that may not reflect the actual occupancy pattern of the property

How the EPC Survey Works

Booking an EPC: An EPC can only be produced by an accredited Domestic Energy Assessor (DEA) โ€” a person who has completed an accredited training course in domestic energy assessment and is registered with one of the government-approved accreditation schemes (Elmhurst Energy, ECMK, Stroma Certification, NAPIT, or Quidos). Unaccredited "EPC" certificates are not valid for legal purposes.

The assessment visit: The DEA visits the property for approximately 30โ€“90 minutes (longer for larger properties, shorter for small flats). During the visit, the assessor records: The property type, floor area, and age of construction. The wall construction (solid masonry, cavity masonry, timber frame, etc.) and whether insulation is present. The floor construction (suspended timber, solid concrete, or other) and whether floor insulation is present. The roof construction and whether accessible or inaccessible loft insulation is present. The window type and age (single glazed, double glazed, secondary glazed, triple glazed). The main space heating system: boiler type, fuel, and approximate age; heat pump type; electric storage heaters; district heating. The hot water system: combi boiler (no cylinder); cylinder-based system; immersion heater; solar thermal. The presence of photovoltaic panels or other renewable energy systems. The lighting type and percentage of low-energy lighting. The presence and type of mechanical ventilation (MVHR, extract only, or natural ventilation).

The assessor uses a tablet or laptop to record the data and input it into the RdSAP (Reduced Standard Assessment Procedure) software. The output is the EPC rating and the recommendation report, which are uploaded to the national EPC register (accessible at find-energy-certificate.service.gov.uk).

Cost: A residential EPC for a standard London terraced house typically costs ยฃ60โ€“ยฃ120. Some conveyancers and estate agents arrange EPCs as part of a property marketing package.

EPC Recommendations and Their Impact on SAP Score

Every EPC is accompanied by a recommendation report listing the measures that could improve the property's energy efficiency rating. The recommendations are generated automatically by the RdSAP software based on the property type and the data recorded during the survey. They are not a bespoke professional opinion โ€” they are a standard set of potential measures applicable to the property type.

Common recommendations for a Victorian London terrace and their typical SAP score impact:

Loft insulation (top up to 270mm): Typical cost: ยฃ300โ€“ยฃ500 (often partly or fully covered by ECO4 government scheme grants). Typical SAP score improvement: 3โ€“6 points. EPC band movement: may move a D to a C if the property is near the D/C boundary.

Solid wall insulation (internal or external): Typical cost: ยฃ8,000โ€“ยฃ15,000 for a standard terrace (external); ยฃ5,000โ€“ยฃ10,000 (internal). Typical SAP score improvement: 5โ€“10 points. EPC band movement: can move an E to a D or a D to a C in many cases.

High-efficiency condensing gas boiler (replacing old G-rated boiler): Typical cost: ยฃ2,000โ€“ยฃ4,000 installed. Typical SAP score improvement: 3โ€“8 points. EPC band movement: significant for properties with old inefficient boilers โ€” may move a D to a C.

Heat pump (air source, replacing gas boiler): Typical cost: ยฃ10,000โ€“ยฃ18,000 installed, minus ยฃ7,500 Boiler Upgrade Scheme grant = net ยฃ2,500โ€“ยฃ10,500. Typical SAP score improvement: this is complex โ€” a heat pump can improve or worsen the SAP score depending on the property's insulation level and the SAP assumptions about heat pump seasonal performance. A well-insulated property with an efficient heat pump can achieve a C or B rating. A poorly insulated Victorian terrace with a heat pump may not perform as well as expected on the SAP model because the higher SAP electricity cost factor for electricity vs gas affects the fuel cost calculation.

Solar PV: Typical cost: ยฃ5,000โ€“ยฃ9,000 for a 4kWp system. Typical SAP score improvement: 5โ€“15 points (depends on the roof area, orientation, and shading). EPC band movement: a well-sized PV system on a south-facing roof can move a D property to a C or B.

Double glazing (replacing single glazing): Typical cost: ยฃ5,000โ€“ยฃ12,000 for a whole house (depends on number of windows and specification). Typical SAP score improvement: 2โ€“5 points. EPC band movement: one of the smaller individual improvements in isolation but contributes meaningfully combined with other measures.

ECO4 government scheme: The Energy Company Obligation (ECO4) scheme funds energy efficiency improvements for owner-occupiers and private tenants in properties with an EPC rating of D, E, F, or G, and where the household is in fuel poverty or receives certain means-tested benefits. The scheme is delivered by the major energy suppliers and can fund insulation, boiler replacement, and heat pump installation at no cost or at reduced cost to eligible households. Eligibility should be checked via the government's Simple Energy Advice (SEA) service before commissioning privately-funded improvement works.

MEES for Landlords: Current Requirements and Future Proposals

Current MEES rules (England and Wales, 2024โ€“2025): Since 1 April 2018, it has been unlawful to grant a new assured shorthold tenancy (AST) for a residential property with an EPC rating below E (EPC F or G). Since 1 April 2020, the MEES requirement was extended to cover all existing ASTs โ€” not just new tenancies. A landlord cannot continue to let a property with an EPC F or G rating regardless of when the tenancy began. Exemptions apply where: the landlord can demonstrate that the cost of bringing the property to EPC E would exceed ยฃ3,500 (including any grants and funding obtained); or where all the relevant recommended energy efficiency improvements have been made and the property still cannot reach EPC E (the "all relevant improvements made" exemption). Exemptions must be registered on the PRS Exemptions Register.

Enforcement: Local authorities are responsible for enforcing MEES. A landlord who lets a property in breach of MEES can be issued with a compliance notice and a financial penalty of up to ยฃ4,000 for each breach.

Future MEES proposals (as of mid-2025): The government consulted on requiring private rented sector properties in England to achieve a minimum EPC C rating by: 2025 for new tenancies; and 2028 for all tenancies. These proposals have not been enacted into law as of mid-2025. The current minimum remains EPC E. Landlords should monitor for future legislation and plan EPC improvement works accordingly โ€” the cost cap under the proposed EPC C MEES was proposed at ยฃ10,000 per property.

Social rented sector: The social housing sector (housing associations and local authority housing) has its own energy efficiency targets under Awaab's Law and the Social Housing Decarbonisation Fund โ€” separate from the private rented MEES framework.

Frequently Asked Questions

My property has an EPC D rating. Should I try to get it to a C before selling?โ–ผ
It depends on the cost of the improvements relative to the likely impact on the sale price. For most buyers, an EPC D vs C rating is not the primary driver of their purchase decision โ€” but EPC ratings are now prominently displayed on Rightmove and Zoopla listings, and a C rating can be a positive marketing point. The measures most likely to achieve a C rating from a D (and the cheapest to implement) are: topping up loft insulation to 270mm; replacing an old boiler with a high-efficiency condensing boiler; and adding solar PV if the roof orientation is suitable. These measures together might cost ยฃ3,000โ€“ยฃ8,000 and could move the rating from D to C. Discuss with your estate agent whether the expected improvement in sale price or speed justifies the investment for your specific property and local market.
Can I get a new EPC done after I've done improvements, or am I stuck with the old one?โ–ผ
Yes โ€” you can commission a new EPC at any time (provided the existing EPC is still within its 10-year validity, the old one remains valid and can be used, but you can choose to commission a new one to reflect the improvements). After carrying out significant energy efficiency improvements (solid wall insulation, new boiler, solar PV), commissioning a new EPC will reflect the improved performance and produce a higher rating. The cost is ยฃ60โ€“ยฃ120 for a new survey. If you have done the improvements and the EPC assessor cannot see evidence of them (for example, internal wall insulation that is concealed behind plasterboard), you will need to provide evidence of the work done (invoices, installation certificates, or photos taken during installation) for the assessor to credit the improvements in the SAP calculation.
What is the difference between an EPC and a home buyer's energy survey?โ–ผ
An EPC is a standardised, computer-generated rating based on the property type and a set of recorded physical characteristics. It is not a detailed professional assessment of the building's actual energy performance, and it does not identify individual defects, damp issues, or opportunities for bespoke energy improvement specific to the property. A home buyer's energy survey (sometimes called a detailed energy assessment) is a more in-depth professional assessment carried out by an energy consultant, covering the same ground as an EPC but in greater detail โ€” identifying specific areas of heat loss, modelling the impact of specific improvement packages, and producing a bespoke action plan. A detailed energy assessment costs ยฃ200โ€“ยฃ600 but provides much more actionable guidance than an EPC recommendation report. It is particularly valuable for a Victorian London terrace where a significant energy retrofit is being planned.

Important Note

This guide is for general information only. Building regulations, planning rules, and legal requirements change regularly and vary by local authority. Always seek professional advice specific to your project and location. rcbGroup offers free initial consultations โ€” book your free survey.

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