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London Home Improvement Planning Checklist: Steps Before You Start

Starting building work without completing the proper pre-construction checks is one of the most common ways London homeowners find themselves in avoidable difficulty — from planning enforcement action to unmortgageable properties, unenforceable contracts, and unexpected costs. This checklist covers the key steps that should be confirmed before any building work starts.

Key Takeaways

  • ✓Pre-commencement planning conditions must be discharged before work starts — starting before discharge may invalidate the planning permission
  • ✓Party wall notices must be served (and the notice period must expire or consent must be received) before notifiable works begin — not after
  • ✓Always obtain a written contract before work starts — verbal agreements and a quote alone do not adequately protect either party
  • ✓Notify your buildings insurer before major works start — some policies are suspended or modified during building works
  • ✓Take dated pre-start photographs of neighbouring structures and existing property condition — this record is invaluable if any dispute arises about pre-existing conditions
Architectural drawings with drafting pencils and a rulerIllustrative image

Planning and Permitted Development Checks

**1. Confirm planning status:** ✓ Is the work permitted development (PD) or does it require full planning permission? ✓ If PD — confirm the specific PD criteria apply to your property (no Article 4 direction removing PD rights; not in a conservation area for works that conservation area PD rules exclude; property is a house not a flat) ✓ If planning permission required — has it been granted? Is the decision notice in hand and is the permission still valid (typically 3 years from date of decision)?

**2. Understand planning conditions:** ✓ Read the planning decision notice carefully — are there pre-commencement conditions that must be discharged before work starts? (Materials approval, archaeological watching brief, drainage scheme approval, etc.) ✓ Conditions not discharged before start may invalidate the permission or attract enforcement action

**3. Lawful Development Certificate:** ✓ For significant PD works (especially loft conversions and rear extensions), consider obtaining a Lawful Development Certificate (LDC) from the LPA before starting — this provides documentary confirmation that the works are lawful and is helpful for future sale

**4. Conservation area and listed building status:** ✓ If in a conservation area — are any of the proposed works outside what conservation area PD rules permit? Do you need Conservation Area Consent or Listed Building Consent? ✓ If in a listed building — Listed Building Consent must be obtained before any works that affect the character of the building, including internal alterations

Legal, Neighbour, and Party Wall Checks

**5. Party wall:** ✓ Do any works trigger the Party Wall etc. Act 1996? (Works to a shared party wall; excavation within 3m of a neighbouring foundation; new structure on or near the boundary) ✓ If yes — serve the appropriate notice(s) in the correct form with the required notice period (2 months for Section 2 / 6 notices; 1 month for Section 1) ✓ Do not start notifiable work until either you have received consent in writing from all adjoining owners, or a Party Wall Award has been made

**6. Rights of light:** ✓ Are there any rights of light issues? (Adjoining buildings that have historically received light through windows overlooking your proposed extension — see specific guidance on rights of light) ✓ Consider whether insurance may be appropriate if there is a risk

**7. Covenants and restrictions:** ✓ Review the title register and title plan for the property — are there any restrictive covenants that limit building works? ✓ If yes, seek legal advice before starting work

**8. Leasehold considerations:** ✓ If the property is leasehold — does the lease require landlord's consent before carrying out alterations? ✓ Has consent been obtained in writing and is it reflected in a licence to alter?

Building Regulations, Contract, and Commercial Checks

**9. Building Regulations:** ✓ Have you appointed a Building Control body (LABC or Approved Inspector) and submitted the required application (Full Plans application or Building Notice)? ✓ If Full Plans — has the application been accepted and (ideally) approved before work starts? ✓ Building Regulations for most works cannot be complied with by notifying after the fact — inspections during construction are required

**10. Structural engineer:** ✓ For any works involving load-bearing wall removal, new openings, structural beams, foundations adjacent to existing structure, or loft conversion, structural engineer input is required ✓ Do you have structural calculations and drawings from an IStructE-registered structural engineer? ✓ Have these been shared with the Building Control officer?

**11. Drainage and sewer build-over:** ✓ Is the proposed extension or excavation within 3m of a public sewer? ✓ If so, a build-over or close proximity agreement from Thames Water (or the relevant sewerage undertaker) is required before work starts

**12. Contract and scope:** ✓ Do you have a written contract with the contractor that specifies: the works, the price, the programme, the payment schedule, what happens if variations are required, and dispute resolution? ✓ Never start work on the basis of a quote and a verbal agreement alone ✓ At rcbGroup, a written scope of works and contract are issued before any work begins — the contract protects both the client and the contractor

**13. Deposit and payment schedule:** ✓ Is the payment schedule staged in a way that reflects project progress? (A large upfront payment before work begins is a risk; payments should broadly align with completed stages) ✓ Is the schedule documented in the contract?

**14. Insurance:** ✓ Does the contractor hold valid public liability insurance (minimum £2M, ideally £5–10M) and employer's liability insurance? ✓ Request certificates before work starts — not verbal assurance ✓ Inform your buildings insurer that building works are being carried out — some policies are suspended or require amendment during major building works ✓ Consider whether a structural warranty is appropriate for the works being carried out (see separate guide)

**15. Pre-start photos and condition record:** ✓ Before any work begins, take dated photographs of: neighbouring properties (especially party wall structures), the existing property condition, any existing defects, and any existing finishes being retained ✓ This record protects both client and contractor if disputes arise about what pre-existed the works

Frequently Asked Questions

Do I need to serve a party wall notice before starting a rear extension in London?▼
You must serve a party wall notice if: you are digging foundations within 3m of a neighbouring foundation at a depth that goes below their foundation; you are building on or right up to the boundary line; or you are doing works to an existing shared party wall. Most rear extensions to terraced or semi-detached London houses trigger Section 6 notice requirements at a minimum and often Section 2 if works affect the party wall itself.
Can work start before Building Regulations approval is received?▼
Work can start if you have submitted a Building Notice (which does not require formal approval) or after the commencement date under a Full Plans submission even if approval is pending. However, starting under a Building Notice carries more risk — if the Building Control officer requires changes during construction, they must be made at the builder's cost. For larger works, waiting for Full Plans approval is strongly recommended.
Does my buildings insurance cover building works?▼
Not automatically. Most buildings insurance policies require you to notify your insurer before major building works start. Some policies exclude cover during major alterations (typically defined as works over a certain value), or require a contractor to have their own public liability insurance in force. Always notify your insurer before works start and confirm the position in writing.

Important Note

This guide is for general information only. Building regulations, planning rules, and legal requirements change regularly and vary by local authority. Always seek professional advice specific to your project and location. To talk through your own project, book a project review.

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