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Choosing a Contractor4 min read

Snagging: How to Inspect Your Build and Create a Snagging List

Snagging is the process of identifying defects, incomplete items, and quality issues at or near the end of a construction project — before releasing the final payment or retention. A well-managed snagging process protects the homeowner, defines what needs to be completed before practical completion, and establishes clear accountability for any post-completion defects that emerge during the defects liability period. Skipping a thorough snagging inspection is one of the most common and costly mistakes homeowners make.

Key Takeaways

  • Snagging should be done before practical completion is signed off and before the final payment or retention is released — once practical completion is signed, the contractual leverage reduces significantly
  • A systematic room-by-room inspection covering structure, plasterwork, joinery, M&E, tiling, external works, and Building Regulations documentation is the right approach — use a torch at a low angle to reveal plastering defects invisible under normal lighting
  • Present the snagging list in writing with photographs — this creates a clear evidential record and a basis for the contractor's remediation programme
  • The retention (typically 5%) is your commercial protection: 50% releases at practical completion, 50% releases at end of the Defects Liability Period (6–12 months); never release full retention before the DLP has run its course
  • Building Regulations completion certificate, Gas Safe certificate, Part P electrical certificate, and FENSA certificates are all required documents at practical completion — do not release retention until you have confirmed all are in hand or have a firm date

When to carry out the snagging inspection

Timing matters. The snagging inspection should be carried out:

  • **Before practical completion is declared** (the formal point at which the contractor hands the property back to the client):
  • The contractor will typically request a practical completion meeting or issue a practical completion certificate — this is your opportunity to identify any outstanding or defective items
  • After practical completion is signed off, the contractual position changes: the building is formally 'complete' and any defects become post-completion matters under the Defects Liability Period (DLP)
  • If the contractor has used a JCT contract, practical completion triggers the release of half the retention (typically 2.5% of the contract sum) — so getting the snagging done before this point is in your interest
  • **Before the decorator finishes** (for large renovations):
  • Some defects — gaps in joinery, hairline cracks in plasterwork, uneven surfaces — are much easier to see on undecorated surfaces
  • Ask the contractor to agree a pre-decoration inspection before final finishing begins
  • **After a drying period** (for new plasterwork):
  • Hairline shrinkage cracks in new plasterwork are normal and typically appear after 4–8 weeks as the plaster dries fully
  • These are cosmetic, not structural, but they are snagging items that should be filled and redecorated — typically addressed during the defects liability period inspection rather than at practical completion

What to look for: a systematic snagging checklist

A thorough snagging inspection works room by room and from ceiling to floor. Key areas to check:

  • **Structure and fabric**:
  • Cracks in walls, ceilings, or floors — distinguish hairline shrinkage cracks (normal, cosmetic) from wider stepped cracks (potential structural issue; requires investigation)
  • Visible gaps between walls and ceilings, between architraves and walls, or between skirtings and floors — indicate poor joinery fitting
  • Check that all new windows and doors open, close, latch, and lock correctly — adjustments are standard within 6 months
  • Check window and door seals — visible gaps around frames indicate inadequate sealing (thermal and acoustic loss)
  • Roof: check from the loft space for any daylight visible through the roof covering; check for any visible water marks indicating a leak
  • **Plastering and decoration**:
  • Skim coat: check for rough spots, ridges, trowel marks, or uneven areas — particularly visible under raking light (a torch held at a low angle across the wall surface)
  • Beads and angles: metal angle beads at corners should be straight and flush; any bent or poorly fixed beads will be visible as uneven corners
  • Decoration: check for missed areas, runs, drips, cutting-in errors at ceiling/wall junctions, and for any cracking in fresh paintwork (indicates painting too soon on damp plaster)
  • **Plumbing and M&E**:
  • Run all taps to check for leaks at joints under the sink, at the stop cock, and at any new pipe runs exposed or visible
  • Flush all toilets; check cisterns fill and stop correctly
  • Check all drainage — does water run away without standing in sinks, showers, or baths?
  • Check all new light fittings function; check all new socket outlets are live (use a plug-in socket tester — £5–£10 from any hardware store)
  • Check the consumer unit: all new circuits should be properly labelled; RCD protection in place
  • Boiler: check the new or relocated boiler fires correctly; check all radiators heat up and can be balanced
  • **Joinery and finishes**:
  • Kitchen: open and close all drawers and cupboard doors — check soft-close mechanisms function; check all hinges are correctly adjusted (doors should be co-planar and have consistent gaps)
  • Tiling: check for cracked, chipped, or loose tiles; check grout is consistent in width and colour with no voids; check all tile edges are properly capped
  • Flooring: check for squeaks, loose boards, or visible gaps between boards; check transitions between different floor types are neat and level
  • Skirtings and architraves: check all joints are tight; any visible gaps at external corners should be filled and sanded before decoration
  • **External**:
  • Check all external drainage: gutters clear and fall correctly; downpipes connected; none leaking at joints
  • Check external rendering or pointing for gaps, cracks, or uneven application
  • Check all external doors open and lock correctly from both inside and outside
  • Check any new paving or driveway: level, no ponding, adequate drainage falls; block paving with fully filled joints
  • Check scaffolding tie holes are properly made good (common area of missed items)
  • **Building Regulations and documentation**:
  • Confirm you have received (or have a firm date for receiving) the Building Regulations completion certificate — this is the legal document proving the build complies with approved plans
  • Check that all required commissioning records are provided: Gas Safe certificate for any gas works; Part P electrical installation certificate or Building Control certificate for electrical works; Hetas certificate for solid fuel appliances; FENSA/BFRC certificate for replacement windows
  • Confirm that any planning conditions (materials approval, landscaping) have been discharged

How to manage the snagging process with your contractor

  • **Presenting the snagging list**:
  • Produce the snagging list in writing — itemised, with location, description, and if possible a photograph of each defect
  • Present it to the contractor formally (email is fine) with a request for a programme of remediation within an agreed timescale (typically 2–4 weeks)
  • This creates a clear record — what was found, when it was reported, and what was agreed
  • **Agreeing what is a snag vs. what is normal**:
  • Hairline shrinkage cracks in new plasterwork: normal — addressed during defects liability period, not at practical completion
  • Minor gaps at skirting/wall junction that will be caulked during decoration: typically a decorator's finishing item, not a snag per se
  • A door that doesn't close properly, a tile that sounds hollow, a radiator that doesn't heat: genuine snags — require remediation before retention release
  • **Retention**:
  • If a retention is in place (typically 5% of the contract sum), the retention schedule is:
  • 50% of retention released at practical completion (after agreeing and signing off the practical completion certificate)
  • Remaining 50% retained until end of defects liability period (typically 6–12 months) — released after a final inspection confirms all post-completion defects have been addressed

**Do not release retention until defects are remedied**: The retention is your primary commercial lever. Once you release it, your leverage disappears. A contractor who presses for early release of the full retention before the defects liability period has expired is asking you to give up your protection — politely but firmly decline.

**Using a professional snagging inspector**: For high-value projects (typically above £100,000), or for new-build homes, a professional snagging inspector (structural surveyor or specialist snagging company) can provide a more systematic and technically rigorous inspection than a homeowner can carry out alone. Cost: £300–£800 for a domestic extension or flat; £500–£1,500 for a full house renovation. The cost is almost always recovered through better-identified snags and stronger negotiating position at practical completion.

Frequently Asked Questions

How many items on a snagging list is normal?
For a well-executed domestic extension (single-storey rear, 6–8 weeks programme), a typical snagging list has 15–40 items — most of which are minor finishing items (a gap at a skirting, a paint drip, a door that needs minor adjustment). A snagging list of 50–100+ items indicates either a below-par execution or a particularly complex project. A list of fewer than 10 items on a major refurbishment is likely incomplete. Most experienced contractors will have produced and resolved their own internal snagging before the client inspection — if they haven't, that is itself an indicator of quality.
Can I withhold final payment if there are snagging items outstanding?
Yes — under most construction contracts, final payment is not due until practical completion is achieved (which includes resolving any outstanding snagging items significant enough to prevent practical completion). Under JCT MW, the client may issue a 'pay less notice' before the due date of the final payment certificate, reducing payment by the value of any uncomplete items. For contracts without a formal JCT structure, the right to withhold for genuine outstanding items is implied — the contractor must complete what was agreed before the final payment is due.
What is the defects liability period and what happens at the end of it?
The Defects Liability Period (DLP) is a period after practical completion during which the contractor remains contractually responsible for remedying any defects that appear — typically 6–12 months for domestic projects under JCT MW. At the end of the DLP, the client (or their contract administrator) inspects the property and issues a schedule of defects — a list of any items that have appeared and need remediation. The contractor remedies these items and, once confirmed, the remaining retention is released. After the DLP and final retention release, the contractor's contractual liability for defects is substantially reduced — latent defect claims become significantly more complex to pursue.

Important Note

This guide is for general information only. Building regulations, planning rules, and legal requirements change regularly and vary by local authority. Always seek professional advice specific to your project and location. RCB Design & Build offers free initial consultations — book your free survey.

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